Seychelles Merchant Account Support
Getting paid matters more than incorporation alone. That’s why every Seychelles company formation includes hands-on assistance with payment providers that work with offshore businesses. While traditional merchant accounts are rarely available, we’ll guide you toward the solutions that are.
What is a merchant account, and what actually works for a Seychelles company?
A merchant account is a relationship with an acquiring bank that lets your business accept card payments and have the money settled to you. For an offshore Seychelles company, a classic acquiring-bank merchant account is genuinely difficult to obtain, because acquirers treat offshore structures as higher risk and most local Seychelles banks do not offer merchant accounts to non-resident companies. In practice, the routes that work are payment platforms and payment service providers (PSPs) rather than a traditional merchant account. That usually means an account with a platform such as Payoneer or PayPal, or, for selling digital products, a merchant-of-record provider that becomes the seller and pays you out. We help you apply to the option that fits your business, and we are honest that the provider, not us, makes the final call.
Why use our help to set up payments?
We tell you the truth up front - we will say plainly which providers realistically accept Seychelles companies and which (such as Stripe) currently do not, so you do not waste weeks on dead ends.
Included in your formation package - the application and introduction work carries no separate service fee; you only pay for items the company genuinely needs, such as a certificate of incumbency.
We prepare you to pass review - PSPs reject applications for weak documents, vague business models and missing website policies, so we get those right before you apply.
We handle the introduction - where we act as your nominee director, we run the application and introduction process with you rather than leaving you to guess.
Realistic expectations, not sales talk - we set out what an e-commerce or digital-product business can actually expect, including fees and settlement timing.
The right route for high-risk work - if you are in adult, gambling or crypto, we point you to specialist high-risk PSPs instead of letting you get declined elsewhere.
Is our payments help right for you?
Good fit:
online and e-commerce sellers who need to take card payments
SaaS and digital-product businesses that can use a merchant-of-record platform
freelancers and agencies invoicing overseas clients
founders who want a clear, honest read on what will actually approve them
Not a fit: anyone expecting a guaranteed acquiring-bank merchant account in days (that does not exist for offshore Seychelles companies), businesses unwilling to provide a real business plan and a live website, or operators who want to hide the true nature of a high-risk activity from the provider. We will not run a process that is set up to fail.
What We'll Need From You
A live, working website that clearly shows what you sell, with terms, refund and privacy policies
A short, honest business plan describing your products, customers and expected volumes
A certified copy of each owner's and director's passport
Proof of residential address dated within the last 3 months (utility bill or bank statement)
Beneficial-owner details and source of funds (for the provider's KYC)
Your incorporated Seychelles company in good standing (we can form it for you if you have not yet)
What's Included in Our Merchant Account for a Seychelles Company Package
Payment-account assistance is bundled into your company formation package, with no separate service fee. Here is what that covers:
An honest assessment of which platforms and PSPs realistically accept your business
A review of your website and policies against what providers look for
Help preparing your business plan and KYC pack so the application is clean
Introduction to suitable payment platforms (such as Payoneer or PayPal) and PSPs
For digital products, guidance on merchant-of-record options that become the seller of record for you
Steering high-risk niches (adult, gambling, crypto) to specialist high-risk PSPs
Support completing the application and answering the provider's follow-up questions
Clear, written expectations on fees, settlement timing and likely reserves
We run this introduction process where we also act as your nominee director, and the provider always makes the final approval decision. We cannot guarantee approval.
Optional add-ons
nominee director (US$800/yr) · certificate of incumbency (US$150) · bank-account introduction · accounting & bookkeeping (from US$350/yr).
How It Works
01.
Enquire
Tell us what you sell, who buys it, your expected volumes and your website address through a short form.
02.
Free consultation
A Seychelles specialist tells you honestly which payment routes can work for your business and which to skip.
03.
Get ready
We review your website and policies, help tidy your business plan and assemble your KYC pack so the application is strong.
04.
Apply and introduce
Where we act as your nominee director, we run the introduction to the chosen platform or PSP and help you complete the application.
05.
Provider decision
The payment provider runs its own review and decides. We support you through their questions, but approval is theirs to give, not ours.
Pairs Well With
What Our Clients Say
Want a straight answer on accepting payments?
Book a free consultation and we will tell you honestly which payment routes can work for your Seychelles company, then prepare you to apply. We reply within one business day.